Americash Advanced - Frequently Asked Questions

We are here to help you get cash for emergencies. If you're in need of answers about cash advance offers, try our explicit FAQs below. Click on the topic of interest for more information about getting a cash advance that can help you get the money you need.

I'm a First Time Cash Advance Borrower

Cash Advance Offer. What is it?
What are the minimum requirements for getting a cash advance offer?
What is the process of getting a cash advance offer?
What if I have no credit?
How long does take to get a cash advance offer?
Will I need to print or to fax anything?
How much does it cost to get a cash advance offer?
What happens if I am late on a payment or need to skip a payment?
What is a repayment process for a cash advance?
What if I don't make a cash advance payment at all?
Is there an option to refinance an existing cash advance?
Is there an option to refinance an existing cash advance?
What type of cash advance options are available through AmericashAdvanced.com?

Cash Advance Offer. What is it?

A cash advance offer is an offer to provide a cash advance loan that can be very useful for financial emergencies. The amount of money advanced is largely based on the amount of money a person makes. It is perfect for people who have no credit at all. Many people who request a cash advance offer would not normally be able to obtain loans from traditional banks or who are in need of funds much faster then a bank can offer.


What are the minimum requirements for getting a cash advance offer?

There are certain requirements one has to meet in order to receive a cash advance offer. The borrower must:

  • be a United States Citizen
  • be at least 18 years old
  • have a job that pays a minimum amount of income
  • have direct deposit to a bank account, in most cases


What is the process of getting a cash advance offer?

Getting a cash advance offer is extremely simple. Most people get cash deposited directly into their bank account. It is not a long process. It is just a matter of completing a simple application and getting approved. Once approved, your cash will be transferred to the bank account provided.


What if I have no credit?

There is no need to worry if you have no credit or even poor credit. Even people with no credit or poor can easily get a cash advance offer. Many people who would not get a single look from a traditional bank, can get a cash advance as early as the next business day. Simply by filling out the online cash advance application, a person can get access to cash to pay bills, buy food or for any reason.


How long does it take to get a cash advance offer?

It doesn't take long to get a cash advance offer or even get the cash. It is really a matter of filling out online cash advance application. The application asks for very basic information. Most times, people get cash as early as next business morning.


Will I need to print or fax anything?

Part of the advantage of these cash advances is that most of the participating lenders require no papers to be printed and no faxing in order to receive a cash advance offer. However it is important that you have a printer to print out the loan documents for your own records.


How much does it cost to get a cash advance offer?

Please remember that we are not a lender and we do not provide lending services directly to consumers. Submitting your application through us costs you absolutely nothing. We are paid by the Participating Lenders in our private network of Participating Lenders to whom we refer you. We are not usually paid for a referral when no cash advance offer is provided. You can turn down the cash advance offer or exit the process at any time, our service remains FREE of charge to you.


What is the repayment process?

The cash advance amount and cash advance fees are withdrawn from your checking account automatically on the due date of your cash advance by The Lender. You don't even need to think about it or worry that your payment could be late! You don't need to make any payments or visit any office or store. You can also request an extension if you need it by contacting your lender before the cash advance due date. Additional fees by The Lender do typically apply for cash advance extensions and any fees will be explained in the loan document you e-sign.


What happens if I am late on a cash advance payment or need to skip a cash advance payment?

Each Participating Lenders has their own policies pertaining to late payments. The Participating Lender's policy, including the additional charges you will incur, are detailed in the loan documents provided to you by your Participating Lender before you are requested to e-sign for the cash advance. Once you have signed the Participating Lenders loan documents, you will be expected to understand and abide by the cash advance terms including the additional charges and/or interest if your repayment is late. If you are not able to make the payments timely or the funds will not be available when the lender debits your account, please contact your Participating Lender as soon as you are aware the cash advance repayment will be late or the funds will not be available for the cash advance payment and work with them, but remember additional fees and interest may apply.


What if I don't make a cash advance payment at all?

Additional fees, and charges by The Lender may apply to you in the event that you do not repay your cash advance. Please remember that refusal or failure to pay back your cash advance may result in legal action against you by The Lender in an attempt to collect the advanced loan amount, interest and costs of collections.
It's important to remember that we are not a lender and do not provide lending services directly to consumers.


Is there an option to refinance an existing cash advance?

Cash advance renewal policies are largely governed by State statute. In states where rollovers or extensions are allowed, interest rates, and late fees may be added to the original cash advance amount and that can result in a substantial increase to the amount you will be required to pay back. Again, be sure to read the Participating Lenders Cash Advance Terms carefully and thoroughly before signing the loan contract.

What type of cash advance options are available through AmericashAdvanced.com?

Among others, Americash Advance offers a cash advance, mobile cash advance, fast cash advance, installment loan, no faxing line of credit loan and a refund anticipation loan. These varied services are provided to meet the many potentially different borrower needs.

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Americash Advanced is an online lender that provides safe cash advance offers online for consumers who have their paycheck deposited into a checking or savings account. You can apply right here online. We collect information about your bank account details, as well as employment details, and we keep all data confidential. We only use it to process your online cash advance loan. Your information is always safe when you apply for Americash Advanced Loans Online.

Through encryption and high levels of data security, we protect you and we keep your information safe. Our systems have been developed to guard against identity theft. We understand how valuable your personal details are: your social security number, bank account number, address and phone numbers, etc.

The phrase SSL Certified is short for Secure Sockets Layer. This is a protocol developed by Netscape for transmitting private documents via the Internet. SSL uses a cryptographic system that uses two keys to encrypt data - a public key known to everyone and a private or secret key known only to the recipient of the message. Many web sites use the protocol to obtain confidential user information, such as credit card numbers. All current browsers support SSL.

What is a Cash Advance?

Cash Advance Offers are also commonly referred to as Fast Cash Loans on Online Cash Advances

Customer Notice: Customers with credit difficulties related to getting cash advances should seek credit counseling.

Americash Advanced provides online cash advance services of one type or another in almost all 50 states. However, some states only allow for issuing installment loans or lines of credit.

All Americash Advanced lenders act as a credit service organization or credit access businesses (CSO/CAB) in Texas and are not the lender - loans there are made by third-party lenders in accordance with Texas Law.

This is an invitation to submit a loan application, not an offer to make a loan. No person applying is guaranteed to receive either a cash advance loan online, loan in one hour, installment loan or line of credit loan.