Get an Income Tax Loan Fast
If you have an income tax refund coming and need the money faster than when your refund will arrive then apply here for a tax loan and have your income tax refund in your account by morning.
Income Tax Refund Loan Fast
We don't file your income taxes for you but we do help you get your refund much faster with a tax loan. You can apply now for a tax refund loan, even before you file your taxes. Apply now and receive an instant approval notification, receive the tax loan, file your taxes and then repay the tax loan. Since we don't file your taxes and don't require any proof that you'll even receive a refund, we set your loan repayment to be due on your next pay date and if you don't receive your refund by then you'll have to extend the loan which will cost you another fee, so be sure to avoid any extra fees by getting your income taxes filed quickly (you will initially get between 14-31 days to repay the loan, depending upon your pay date's).
Income Tax Loan without Providing Your Tax Forms
If you've ever tried to apply for a tax loan with another lending institution, you know the process can be painful. Once you have jumped through their many hoops, proved you have filed your taxes, proved how much you'll receive in your income tax refund and completed stacks of forms, then you wait days just to find out whether you qualify but by then it's too late as you'll be receiving your tax refund any day. That's not the case with our Income Tax Loans. With us you can even file your taxes after you file for your tax loan as your loan with us is based on your income, not your tax return filing.
What is a Tax Loan?
A Tax Loan is defined on the IRS website as "money borrowed by a taxpayer from a lender based on the taxpayer’s anticipated income tax refund.
In other words, it’s a loan, secured by money the government supposedly owes you for overpayment of your taxes. The tax loan is often, but not always, repaid to the lender when your tax refund arrives.
How does a Tax Loan work?
To get a Tax Loan, usually you go to a tax preparation service, and they prepare your taxes. Upon determining what your tax refund should be, the tax preparation service will offer you a tax loan which will give you "instant access" to the money you’re owed. When your tax refund does arrive it gets sent to the lender to repay your loan.
However, with us, you file your taxes yourself, with a tax preparation service of your choice, via the internet or via an accountant. Either before or after your taxes are filed you file for a Tax Loan using our simple Tax Loan Application. You will receive an instant approval notification, sign the tax loan document and have your tax refund in your bank account for your use by the next morning or sooner. Since we can't know for certain how much your refund is going to be or even if you'll receive one at all, we set the loan repayment to be due within the next couple weeks. If you don't receive your refund by the tax loan due date you can extend the loan, however, we discourage extensions as they will incur another fee (you will initially get between 10-31 days to repay the tax loan so read your loan document carefully).
Start your application by filling out the "Apply Here" area and clicking "Get Cash Now".
Sounds pretty simple, but there are some definite catches:
- There is a fee or interest for a Tax Loan and the exact amount will be disclosed on your tax loan documents. If you don't like the cost of the tax loan then don't sign the tax loan documents.
- You must be employed and you must have a bank account.
- Your loan can only be up to $1000, even if you expect a larger tax refund.
- You will have to repay the full amount of the tax loan, plus the fee. If your tax refund is larger then the tax return loan and fee then you pocket the remainder.
- You will have to repay the full tax loan and fee even if your refund is kept by the IRS or if your refund is less than you expected.
What Type of Tax Refund is Eligible for a Loan?
With us you can get an income tax refund loan on either your federal income tax or state income tax refund. We don't ask how much you're getting back, we just loan you the money and set a loan repayment due date (you'll get from 10 - 31 days). If you don't receive your tax refund by the due date then you can extend the loan. Extending the loan will cost you more, so if you have not already filed your income taxes then it is strongly advisable taht you do so immediately to avoid any extra costs.